This Website Terms of Use Agreement (“Website Terms”) is between you and Credit Repairs, its past, present, or future parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“Credit Repairs,” “we” or “us”), with a principal place of business at 12243 Queenston Blvd., Suite I, Houston, Texas 77095. Notwithstanding any language in the Website Terms to the contrary, the Website Terms have the same effect as an agreement in writing and govern your use of this site and its content (the “Website”), your engagement of Credit Repairs’ legal services, your request that Credit Repairs contact you about its credit repair services, and/or your participation in Credit Repairs’ Text Message Program. Credit Repairs’ “Text Message Program” includes sending text message(s) to Credit Repairs and/or receiving text message(s) from Credit Repairs.
BY USING THE WEBSITE, ENGAGING CREDIT REPAIRS’ LEGAL SERVICES, REQUESTING THAT CREDIT REPAIRS CONTACT YOU ABOUT ITS CREDIT REPAIR SERVICES, AND/OR PARTICIPATING IN CREDIT REPAIRS’ TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE WEBSITE TERMS.
Credit Repairs’ Privacy Policy applies to your use of Credit Repairs’ website, all services provided by us, your request that Credit Repairs contact you about its credit repair services, and/or your participation in Credit Repairs’ Text Message Program, and its terms are made a part of the Website Terms. By using Credit Repairs’ website, engaging our services, requesting that Credit Repairs contact you about its credit repair services, and/or participating in Credit Repairs’ Text Message Program, you acknowledge you have reviewed Credit Repairs’ Privacy Policy and agree to its terms.
BY USING CREDIT REPAIRS’ WEBSITE, ENGAGING CREDIT REPAIRS’ LEGAL SERVICES, REQUESTING THAT CREDIT REPAIRS CONTACT YOU ABOUT ITS CREDIT REPAIR SERVICES, AND/OR PARTICIPATING IN CREDIT REPAIRS’ TEXT MESSAGE PROGRAM, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND CREDIT REPAIRS ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY CLASS. A “CLAIM” IS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT, LAWSUIT, LEGAL ACTION, OR CLAIM NOW OR HEREAFTER PENDING BETWEEN YOU AND CREDIT REPAIRS, INCLUDING BUT NOT LIMITED TO ANY ALLEGED STATE OR FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF THE WEBSITE TERMS OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE WEBSITE TERMS. THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT AND PROSPECTIVE INTERACTIONS WITH CREDIT REPAIRS. YOU AGREE THAT YOU ARE WAIVING ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION AGAINST CREDIT REPAIRS IN A COURT OF LAW.
YOU MAY INDIVIDUALLY ARBITRATE ANY CLAIM AGAINST CREDIT REPAIRS IN ANY JURISDICTION IN THE UNITED STATES. CREDIT REPAIRS WILL REIMBURSE UP TO $300 OF YOUR ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION THEN IN FORCE SHALL GOVERN THE ARBITRATION (provided, however, that the terms of the Website Terms shall control over any inconsistency between the Rules of the American Arbitration Association and the Website Terms). The arbitrator shall have authority to interpret the Website Terms, including but not limited to the authority to decide whether any claim is arbitrable under the Website Terms and to decide issues related to the scope of arbitration, the rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Website Terms. You agree that the Website Terms involves commerce under 9 U.S.C. §§ 1 et seq. and that this Arbitration Clause is governed by federal law, including the Federal Arbitration Act. The remainder of the Website Terms is governed by the laws of the state of Utah, as provided in Section 17 below.